With $20,000 of credit card debt, Samantha* needed help. Overwhelmed by her 5 credit cards, she needed assistance from an agency that wouldn't charge her outrageous fees, then leave her worse off than she started. In April of 2009 Samantha made the choice to reach out to CCCS, a local non-profit organization endorsed by the NFCC and the United Way. Her counselor, Dan Stevens, recommended the Debt Management Plan, a program that would allow Samantha to reduce her interest rates and minimum payments so that she could pay off her debt within 5 years. Samantha started the program and only 4 years later she paid off her last credit card, eliminating a total of $24,844.79 of debt.
Upon completing the DMP, Samantha remarked "I was desperate to get some kind of help. I had gotten over my head in credit card debt by helping my kids pay bills. CCCS helped me get on a reasonable payment plan where I could help myself get back on my feet and gain my self-respect back. My counselor was kind, not demeaning, and showed me what I could do to straighten my self-made mess out. I learned a valuable lesson and feel better about myself in getting help in this serious matter."
Congratulations on paying off your debt, Samantha! We're so glad that we were able to help you!
*Name has been altered to preserve anonymity.
If you are struggling with an overwhelming burden of debt, please don't hesitate to contact CCCS. Call (423)490-5620, live chat with a certified counselor right now, or email CCCSreception@PartnershipFCA.com!